The
open session is upon us, a period during which seniors can switch
health insurance plans. Seniors are receiving solicitations to join
Medicare Advantage plans with promises of huge money savings, perks like
gym memberships, vision and dental coverage, and more. They are trying
to lure seniors from government run Medicare into private, for- profit
plans. Medicare Advantage plans maximize profits to reward their
stockholders. Traditional Medicare limits what physicians can charge and
keeps their overhead to less than two percent. Some Medicare Advantage
plans are cheaper than straight Medicare, but provide less coverage.
There are many indirect ways to reduce coverage including obstacles to
obtain authorizations, size limited panels of doctors and as many
ingenious ways as they can create. Their major goal is profit, not
health care. The main goal of traditional Medicare is health care, not
profits. With straight Medicare one can see most any provider and never
be denied care by a clerk administering the rules of the company. It is
the plan for those who want to be sure they will get what they pay for.
Publishing history
HV1: 11/30/22
